BCE Federal Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals.   Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.

As a member of BCE Federal Credit Union, you also have a responsibility to safeguard your financial information.

To ensure that you can rely upon the quality of products and services we make available, BCE Federal Credit Union stands behind the following privacy policy:

• BCE Federal Credit Union will collect only the personal information that is necessary to conduct our business.   That means just what is necessary to provide competitive financial products and services - no more.
  
  
• BCE Federal Credit Union will protect your personal information.   Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected.   Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
  
  
• You will always have access to your information.   As a member of BCE Federal Credit Union, you will always have the opportunity to review your information and assume the responsibility to make necessary changes to ensure that our records are complete and accurate.
  
  
• BCE Federal Credit Union will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
  
  
• BCE Federal Credit Union will partner only with businesses that follow strict confidentiality requirements.   The businesses we select will offer products designed to enhance our members' economic well being.   Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.
  
  
• BCE Federal Credit Union will offer you a choice in how your information is used.   Any member of our credit union may elect to keep their information from being shared with our business partners.   We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed.   At least once a year, we will remind all members of your right to choose.

BCE Federal Credit Union collects nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
  
• Information about your transactions with us or others; and
  
• Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic information about you to anyone, except as permitted by law.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies as described in this notice.

BCE Federal Credit Union restricts access to your personal and account information to those employees who need to know that information in order to provide products or services to you.   We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Federally insured by the National Credit Union Administration, a U.S. Government Agency.   Member savings federally insured up to $100,000.